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Retirement / Financially Independent Visa (S7(1) AufenthG)

Residence permit for financially independent non-EU nationals — including retirees — who wish to live in Germany without working.

Estimated Cost

$600

Processing Time

~2 months

Validity

24 months

Description

Germany does not have a dedicated retiree visa, but Section 7(1) of the Residence Act allows for residence permits based on special circumstances, including financial independence. Applicants must demonstrate sufficient income (pension, investment returns, savings) to cover all living costs and health insurance without employment. Private comprehensive health insurance is mandatory. There is no fixed minimum income, but authorities generally expect evidence of at least ~€1,200–1,500/month plus rent. The permit is typically issued for 1–2 years, renewable.

Official informationLast updated: 2026-03-01

Timeline

Processing Time
28 days – 3 months

Average: 2 months

Visa Validity
2 years

Path to Residency

Path to Citizenship

~8 years

Eligibility

Age:55+Min Income:$16,632/yr

Requirements

Cost Breakdown

FeeAmountType
Estimated Total$600